While hedging is considered to be "risky business" among many stockbrokers, if a broker does not offer a hedging strategy to a client and the client then loses money, that stockbroker is held accountable. Often hedging is not offered to clients because a stockbroker will claim that the client is not sophisticated enough to fully comprehend the strategy and risk.

Every six hours, one bicyclist is said to be killed on average. Most bicycle accidents are highly avoidable and can be prevented through taking proper safety measures. The number one killer of bicyclists are collision accidents, which account for 75 to 80 percent of accidents.